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Loan Refinancing Assistance Pilot Project Frequently Asked Questions

 

LRAPP works with homeowners in Crook, Deschutes, Jackson, Jefferson and Josephine counties who:

  • Have recovered from unemployment, underemployment.
  • Who have negative equity in their home, or are “underwater.” That is the current mortgage balance far exceeds the actual value of the home.
  • Have adequate income to support a mortgage that reflects the current value of their home and their current income.

The program is now available on a limited basis to homeowners in Crook, Deschutes, Jackson, Jefferson and Josephine counties with program slots opened at noon on the first business day of the month. Click here for more information about the application process.

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