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Current Application Cycle:
Opened on: October 17 at Noon.
Apply by: October 23 at Noon.

 
    Are slots full?
    New slots will become available
    October 31 at Noon.

     

  • Need a computer to apply for the Preservation Benefit Program? Click here to find the nearest Oregon WorkSource Center.
  • Need support with your application in another language? Call 503-986-2025.
  • Questions? Take a look at the FAQs.

Preservation Benefit

The Preservation Benefit is designed to help homeowners who can afford their mortgage payment, but are behind on their first lien mortgage due to a financial hardship. To fully reinstate the account, this program can provide a maximum benefit of $40,000 paid directly to the mortgage servicer.

 

Use the links below to guide you through the application process.

 

NOTE: The benefit is provided in the form of a no-interest, five-year forgivable loan for which a lien will be recorded against the property.

 

 

Learn how to apply
If you need help or have questions, contact OHCS at homeowner.help@hcs.state.or.us.
 
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