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Current Application Cycle:
Opened on: March 20 at Noon..
Apply by: March 26 at Noon.

    Are slots full?
    New slots will become available
    April 3 at Noon.


  • Need a computer to apply for the Reverse Mortgage Benefit Program? Click here to find the nearest Oregon WorkSource Center.
  • Need support with your application in another language? Call 503-986-2025.
  • Questions? Take a look at the FAQs.

Reverse Mortgage Benefit

The Reverse Mortgage Benefit is for homeowners with a Home Equity Conversion Mortgage (HECM) that is behind due to charges¬ (including taxes, insurance and homeowner association fees) advanced by their lender. To fully reinstate the account, this program can provide a maximum benefit up to $40,000, paid directly to the reverse mortgage servicer.


Use the links below to guide you through the application process.


NOTE: The benefit is provided in the form of a no-interest, five-year forgivable loan for which a lien will be recorded against the property.



Learn how to apply
If you need help or have questions, contact OHCS at
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