Developed in partnership with Oregon’s Senator Jeff Merkley, the Rebuilding American Homeownership Assistance Pilot Program (RAHAPP) aims to provide a new opportunity for underwater homeowners to refinance their mortgage. The program has been expanded and is now available in all Counties statewide. Visit the RAHAPP page for more information about eligibility.
The Loan Refinancing Assistance Pilot Project (LRAPP) is designed for homeowners who have suffered financial hardship and have a substantial negative equity in their homes, but could afford a payment at the current value of their home. Visit the LRAPP page for more information about eligibility.
OHSI is administered by the Oregon Department of Housing and Community Services, and is funded by the US Department of Treasury's Hardest Hit Funds. Learn more about the Hardest Hit Fund here.