Get help with your mortgage payments while you are receiving unemployment benefits


If you are receiving unemployment benefits and struggling to make your mortgage payments, OHSI is here to help. If you qualify, we can make your mortgage payment for up to 12 months, $20,000, or until October 2020 (the last month OHSI will be able to make payments for this program), whichever comes first. Additionally, if you are behind on your mortgage payments, we can bring your account current, up to $40,000.

This program is being opened temporarily and is expected to be available from June through September 2019. Processing time is 3 – 4 months, so depending on when you apply, the number of payments you actually receive may be reduced due to the last payment deadline of October 2020.

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“Your program afforded us the opportunity to successfully navigate through our rough time.”

-Kirsten, Deschutes County

Am I eligible?

To receive this benefit, you must meet the qualifications listed below and on our complete eligibility checklist.

If you have questions about whether you qualify, please contact us.


I am…

  • Currently receiving unemployment benefits

  • Not in active bankruptcy

My home…

  • Is my primary residence

  • Is a single-family home or has up to four units

  • Is the only residential property I own



How to apply

Applying for mortgage payment assistance involves a few key steps. Visit How It Works for more details on the application process.


Mark your calendar:

You can start to fill out the online application every other Wednesday at noon. All application materials are due Friday the following week. 

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Gather your documents:

Unemployment award letters, mortgage statements and other documents are required to apply. We recommend gathering these materials before getting started. View the list of the documents you need.

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Complete your application:

There are two parts to the application process—completing an application and submitting your documents. A limited number of people can apply, so get started as soon as you can.

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Allow time for processing:

It can take three to four months to process the application and provide your financial support. We will contact you as soon as your application has been processed.

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Get help: 

Have questions? Contact OHSI. We are here to help every step of the way.


Next application cycle opens Wednesday, July 17th at 12 noon